Security comes first
Our compliance-grade infrastructure keeps every cross-border payment, and every piece of data behind it, protected.
Continuous Transaction Monitoring
Our specialized software agents autonomously parse incoming payment payloads, run real-time sanctions checks, and screen every transaction against global watchlists before any capital moves.
Bank-Grade Security
Calen uses bank-grade architecture and 256-bit SSL encryption to keep your financial transactions and payment data completely protected from fraud, with every transaction history encrypted at rest and in transit.
Trusted standards and security
Built to meet local and global standards
Calen operates under a compliance architecture built for the scale and sophistication of modern financial crime, registered with the regulators that oversee every corridor we serve.
- Registered with FINTRAC as a Foreign Money Services Business
- Registered with the Bank of Canada as a Payment Service Provider
- Registered with FinCEN in the United States as a Money Services Business
Trusted partner network
Strength through regulated partners
Calen does not hold customer funds on its own balance sheet. Every transfer clears through licensed partners whose own regulatory obligations sit on top of ours.
- Conduit and other banking-as-a-service partners supply the regulated account and payment rail infrastructure that moves your funds.
- Tier-one depository and clearing bank affiliates hold safeguarded customer funds and execute every wire, ACH, SEPA, and Fedwire transfer on Calen's behalf.