Introducing Calen Rewards: Earn Points on Every Cross-Border Payment

Every day, businesses on Calen collect from customers abroad, pay suppliers on the other side of the world, and run payroll for teams spread across several countries, all without the multi-day delays and quiet fees that traditional banks build into cross-border transfers. That is the core of what we set out to build: faster settlement, fairer FX rates, and a support team that actually picks up the phone.

What we have not done, until now, is find a way to give something back for the volume our customers already move through the platform. Every payment made or collected on Calen represents real trust, and real trust deserves more than a transaction receipt.

So we are launching the Calen Rewards Program, a new benefits layer that turns the payments you are already making into something you can redeem for cash, useful business tools, travel, and more.

The idea behind Calen Rewards is straightforward. You keep doing what you already do, collecting from customers, paying suppliers, running payroll, settling invoices, and every qualifying transaction you move through Calen quietly earns points in the background. There is no separate app to open and no extra form to fill in for each transfer.

Points accumulate automatically on your account ledger alongside your balances, so you can see them build as your business grows. The more your operational volume moves through Calen, whether that is USD, GBP, EUR, local currency payouts, or stablecoin transfers, the faster your points add up.

Once your balance crosses certain milestones, you unlock the ability to redeem, and you get to decide what that redemption looks like based on what is actually useful to your business right now.

We built the redemption catalog around the kinds of things that actually help a growing business, not just a generic points shop. A few examples of what is planned for launch:

• Cash redemptions, paid straight back into your Calen multi-currency balance so you can put it wherever it is needed most.
• Software and tool credits, covering the accounting, payroll, and invoicing platforms many of our customers already rely on.
• Travel rewards, including flight and hotel credit for the trips your team is already taking to visit suppliers, open new markets, or meet clients in person.
• Airport lounge access for founders and finance leads who spend more time in transit than they would like.
• Fee waivers and FX perks, such as a fee-free payout or a tighter spread window on an upcoming transfer.

We are also working with partners to add more redemption options over time, based on what our customers tell us they actually want. The full redemption catalog, point values, and any category-specific limits will be available inside your Calen dashboard as the program rolls out. Terms and conditions apply to all redemptions.

Because this is a brand new program, we want to reward the businesses willing to be part of it from day one. Customers who start earning during our initial launch window will get an early adopter multiplier on top of their regular points, so the volume you are already moving through Calen counts for more right from the start.

The exact multiplier and launch window will be confirmed as we onboard our first cohort of businesses, and everyone who qualifies will be notified directly through their Calen account and by email. Space in the founding cohort is limited by design, so the earlier your business starts earning, the more of that early period you get to benefit from.

You do not need to be moving millions to benefit from this. Calen Rewards is built for any business that regularly clears money across borders and would rather see something back for that volume than watch it disappear into transaction fees. That includes businesses already scaling on our network today:

• E-commerce businesses collecting from customers in multiple currencies and converting revenue back into the currencies they actually need.
• Digital agencies and startups getting paid by international clients while paying distributed teams or contractors in their own local currencies.
• Importers and traders settling overseas supplier invoices and international trade payments on a regular schedule.
• Fintechs and payment companies using Calen's app or API to power cross-border payments for their own customers.
• Growing distributors and merchant networks coordinating collections from buyers across several countries at once.

If any of that sounds like your business, there is a good chance you are already earning points without realizing it.

Every verified Calen business account will be automatically enrolled in Calen Rewards as the program becomes available, with no separate sign-up needed. If you are not yet a Calen customer and want to get your business ready ahead of launch, you can apply for an account and complete verification through the Calen app in a matter of minutes.

We will be sharing full program terms, point values, redemption thresholds, and eligibility details directly with customers as the rollout continues, and those details will also live permanently in your account settings once the program is live. As with any rewards program, terms and conditions apply, and we will always be upfront about how points are earned, how they expire, and how redemptions are valued.

You do not need to apply for early access or fill out a separate form. The moment you sign up for a Calen business account and start moving payments with us, Calen Rewards switches on automatically and your points start accumulating from your very first transaction.